Privacy At Lending.com we are dedicated to upholding a strict code of ethics and business practices. In doing so, we work hard to respect and protect our customers' privacy and security. We have listed below how we will use customer information and the forms of contact you could expect from Lending.com. The information we collect may be gathered from but is not limited to any of the following resources:
Service Provider From time to time we may use third party advertising companies, to serve ads on our behalf across the Internet. Such advertising companies may collect anonymous information about your visits to our web site and your interaction with our ads. For instance, it may keep track of how many of our ads you had seen before visiting our site. This is primarily accomplished through ad-serving software, including cookies and Action Tags (commonly referred to as a Web Beacons or GIF tags), which we place on various places within our web site. None of Lending.com's contracted advertising companies collect personally identifiable information through the use of ad-serving software or technologies. From time to time, we may share anonymous information with our advertising companies in an aggregate form, for purposes of analysis and improvement of our site. Lending.com's contracted advertising companies may use information about your visits to this and other web sites in order to provide ads about goods and services of interest to you. Lending.com also partners with other third parties to provide specific services required in the processing of your loan. The information that is shared with our third parties is done so in order to acquire credit reports, appraisals, titles and lending. We share names, or other contact information that is necessary for the third party to provide these services. These third parties are not allowed to use personally identifiable information except for the purpose of providing these services. Some of the information provided by you and collected by Lending.com include:
Personal Information All personal and financial information acquired by Lending.com is used to process your loan. We will never rent, sell, or share any personal information to third party marketers and will only share information that is required to close your loan.
How to Limit Our Use or Disclosure of Your Personal Information As stated above, from time to time, Lending.com will share your personal information with non-affiliated companies. If you would prefer that we not communicate your non-public personal information (other than transaction and experience information, which we are authorized to do under the Fair Credit Reporting Act), or that we not communicate your non-public personal information with non-affiliated parties, you may instruct us not to do so (“Opt Out Request”) by: calling us toll-free at (800) LENDING or 800-536-3464, via e-mail to compliance@lending.com or by sending us a written request addressed to: Attn: Opt Out Request - Compliance Department Lending.com, Inc. 12700 Park Central Drive 21st Floor Dallas, Texas 75251 Please allow us about 60 days to process your request, after receipt. Your request will not apply to: (a) disclosures of information regarding our experience with you, to the extent such disclosures are permitted by law (for example, information about your payment history disclosed to a credit bureau or lender purchasing your loan); (b) disclosures required by law; or (c) any specific disclosures which you consent to in writing. Your Opt Out will remain effective until revoked by you.
Security Lending.com takes every precaution to protect our users' information. When users submit sensitive information via the web site, their information is protected both online and off-line. When our application form asks users to enter sensitive information, it is encrypted and is protected with the best encryption software in the industry - SSL (Secure Sockets Layer). While on a secure page, the lock icon on the bottom of web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked.
